CIRCULAR TO CUSTOMERS RELATING TO
THE PERSONAL DATA (PRIVACY) ORDINANCE (“THE ORDINANCE”)

1. From time to time, it is necessary for customers to supply the Company with data in connection with the opening or continuation of accounts and the establishment or continuation of credit facilities.
   
2. Failure to supply such data may result in the Company being unable to open or continue accounts or establish or continue credit facilities.
   
3. It is also the case that data are collected from customers in the ordinary course of the continuation of the business relationship.
   
4. The purposes for which data relating to a customer may be used are as follows :
   
   
   1. the daily operation of the services and credit facilities provided to customers;
   2. conducting credit checks;
   3. assisting other financial institutions to conduct credit checks;
   4. ensuring ongoing credit worthiness of customers;
   5. designing credit facilities or related products for customers’ use;
   6. marketing credit facilities or related products;
   7. determining the amount of indebtedness owed to or by customers;
   8. collection of amounts outstanding from customers and those providing security for customers’ obligation;
   9. meeting the requirements to make disclosure under the requirements of any rule, regulation or law binding on the Company; and
   10. purposes relating thereto.
   
   
5. Data held by the Company relating to a customer will be kept confidential but the Company may provide such information to :­
   
   
   1. any agent, contractor or third party service provider who provides administrative, telecommunications, computer, payment or other services to the Company in connection with the operation of its business;
   2. any group company of the Company;
   3. any other person under a duty of confidentiality to the Company including professionals and agents (including lawyers, accountants and debt collection agents) who have undertaken to keep such information confidential;
   4. any financial institution with which the customer has or proposes to have dealings;
   5. any actual or proposed assignee of the Company or participant or sub‑participate or transferee of the Company’ rights in respect of the customer; and
   6. any other governmental or regulatory authorities to which the Company is under a duty to disclose such data.
   
   
6. The Company may match, compare, transfer or exchange any personal data collected by it with the data collected by government bodies, other regulatory authorities, corporations, organizations or individuals in Hong Kong or overseas for the purposes of verifying those data.
   
7. Under and in accordance with the terms of the Ordinance any individual :­
   
   
   1. has the right to check whether the Company holds data about him and the right of access to such data;
   2. has the right to require the Company to correct any data relating to him which is inaccurate;
   3. has the right to ascertain the Company’ policies and practices in relation to data and to be informed of the kind of personal data held by the Company.
   
   
8. In accordance with the terms of the Ordinance, the Company has the right to charge a reasonable fee for the processing of any data access request.
   
9. The person to whom requests for access to data or correction of data for information regarding policies and practices and kinds of data held are to be addressed is as follows :­

   Legal & Compliance Department, Success Financial Group 
   Suite 1603-5, 16/F, Great Eagle Centre, 23 Harbour Road, Wanchai, H.K
   Telephone: 25878000, Fax: 25878001