Applicants only need to provide the following documents:

• Identity document (must be Hong Kong permanent residents aged 18 or over, or holding a valid residence permit issued by the Immigration Department; corporate applications require company registration documents, business registration certificate, etc.)
• Proof of address within the last three months (such as water, electricity bills)
• Income certificate/ bank account records within the last three months (if applicable)
• First/second mortgage loan contracts and existing mortgage records (if applicable)
• Property lease/ temporary or formal sale and purchase contracts (if applicable)

Step One	Apply by phone(SMS / WhatsApp / WeChat / LINE: 5161 3350)、fax or internet and provide client/property information
Step Two	Initial evaluation
Step Three	Inform the client of the result of initial evaluation, and information such as interest and amount of contributions
Step Four	With the required documents, client need to go to the law firm in person to do loan application signing and arrangement procedure.